# 100 WhatsApp Business Templates · India 2026
## Meta-approval-ready · DPDP-compliant · 10 industries

> Curated by RichAutomate — the multi-tenant WhatsApp Business stack used by D2C, BFSI, healthcare, education, real estate and agritech teams across India. Every template below has been hand-mapped to Meta's 2026 category guidelines, India's Digital Personal Data Protection Act (DPDP), ASCI ad-code, and sector-specific regulations (IRDAI, ABDM, Magic Remedies Act, RBI, RERA).

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## How to use

1. **Pick** the template that matches your trigger (transactional, marketing, or auth).
2. **Replace** `{{1}}`, `{{2}}`, `{{3}}` with your variables in Meta Business Manager → WhatsApp Manager → Message Templates.
3. **Set the right category** — UTILITY templates auto-deliver inside the 24-hour service window for free (₹0 conversation charge in 2026 India pricing). MARKETING templates require opt-in and trigger paid marketing conversations. AUTHENTICATION templates are billed at the auth rate.
4. **Keep variables inside the body** — no variables in the first or last character of a paragraph (Meta auto-rejects).
5. **Attach the footer** "RichAutomate · Reply STOP to opt out" to every MARKETING template. Reply-STOP handling is wired into the RichAutomate inbox by default.
6. **Translate via Bhashini** — every body below is available in `hi`, `mr`, `ta`, `te`, `kn`, `ml`, `bn`, `gu` through the RichAutomate Bhashini bridge. Submit one language at a time inside the same template name.
7. **Test before broadcast** — send to your own number first to confirm header media renders and buttons fire.

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## Submission rules (Meta · April 2026 update)

- [ ] No promotional language in UTILITY templates (no "discount", "offer", "buy now").
- [ ] No URL shorteners (bit.ly, t.co, tinyurl) — Meta rejects on sight. Use your own short domain.
- [ ] CTA buttons cannot exceed 25 characters of visible label text.
- [ ] Quick Reply buttons max 3 per template. Mix CTA + Quick Reply is not allowed in the same template.
- [ ] Header media (IMAGE/VIDEO/DOCUMENT) must be sample-uploaded at submission; sample must be representative.
- [ ] No emojis in template name — only `a-z`, `0-9`, `_`.
- [ ] No more than 4 newlines in the body.
- [ ] Variables must be sequential — `{{1}}`, `{{2}}`, `{{3}}` — no skipping.
- [ ] Authentication templates must use the "Authentication" category and the autofill/copy-code button — plain OTP text is now downgraded to LOW approval.
- [ ] One-time-password value `{{1}}` must be inside the body, not the header.
- [ ] DPDP consent record (timestamp + purpose + channel) must be retained for 7 years per Sec 8(7).
- [ ] Opt-out keyword "STOP" (and Hindi "रोको") must be honored within 24 hours.

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## Table of contents

| # | Category | Template name |
|---|---|---|
| **D2C E-commerce** | | |
| T1 | D2C E-commerce | Order confirmation |
| T2 | D2C E-commerce | Shipment dispatched |
| T3 | D2C E-commerce | Order delivered |
| T4 | D2C E-commerce | Review request |
| T5 | D2C E-commerce | Cart abandonment |
| T6 | D2C E-commerce | Welcome new buyer |
| T7 | D2C E-commerce | Birthday wish + coupon |
| T8 | D2C E-commerce | Win-back lapsed buyer |
| T9 | D2C E-commerce | Referral nudge |
| T10 | D2C E-commerce | COD verification |
| **Healthcare / Clinic** | | |
| T11 | Healthcare | Appointment booked |
| T12 | Healthcare | Appointment reminder |
| T13 | Healthcare | Appointment cancellation |
| T14 | Healthcare | Lab result ready |
| T15 | Healthcare | Prescription refill due |
| T16 | Healthcare | Post-visit care |
| T17 | Healthcare | Vaccination reminder |
| T18 | Healthcare | Annual health check |
| T19 | Healthcare | Insurance pre-auth |
| T20 | Healthcare | ABDM ABHA linkage |
| **BFSI / Fintech** | | |
| T21 | BFSI | KYC document required |
| T22 | BFSI | Loan EMI due |
| T23 | BFSI | Payment due reminder |
| T24 | BFSI | OTP for transaction |
| T25 | BFSI | E-mandate set |
| T26 | BFSI | KCC renewal |
| T27 | BFSI | Investment NAV update |
| T28 | BFSI | TDS statement ready |
| T29 | BFSI | Refund initiated |
| T30 | BFSI | Grievance acknowledgement |
| **D2C Beauty / Wellness** | | |
| T31 | Beauty | Acquisition quiz invite |
| T32 | Beauty | Dosha / skin result |
| T33 | Beauty | Doctor consultation booked |
| T34 | Beauty | Refill due |
| T35 | Beauty | Daily dose pulse |
| T36 | Beauty | Cancel-save offer |
| T37 | Beauty | Re-engage dormant |
| T38 | Beauty | Referral reward |
| T39 | Beauty | Festival launch |
| T40 | Beauty | Review request |
| **Education / EdTech** | | |
| T41 | Education | Enrollment confirmation |
| T42 | Education | Counselling slot |
| T43 | Education | Fee installment due |
| T44 | Education | Live class reminder |
| T45 | Education | Mock test result |
| T46 | Education | Parent weekly update |
| T47 | Education | Live class link |
| T48 | Education | Scholarship awarded |
| T49 | Education | Attendance alert |
| T50 | Education | Result day broadcast |
| **Real Estate** | | |
| T51 | Real Estate | Site visit scheduled |
| T52 | Real Estate | Token payment confirm |
| T53 | Real Estate | Registration slot |
| T54 | Real Estate | Handover scheduled |
| T55 | Real Estate | Maintenance reminder |
| T56 | Real Estate | RWA broadcast |
| T57 | Real Estate | Visitor e-pass |
| T58 | Real Estate | Payment due |
| T59 | Real Estate | Grievance acknowledgement |
| T60 | Real Estate | NOC issued |
| **F&B / Quick-commerce** | | |
| T61 | F&B / QC | Order confirmation |
| T62 | F&B / QC | 10-minute ETA |
| T63 | F&B / QC | Rider arrived |
| T64 | F&B / QC | Order delivered |
| T65 | F&B / QC | Review request |
| T66 | F&B / QC | Refund initiated |
| T67 | F&B / QC | Loyalty points credited |
| T68 | F&B / QC | Favourites back in stock |
| T69 | F&B / QC | New launch |
| T70 | F&B / QC | Feedback survey |
| **D2C Food / Subscription** | | |
| T71 | Subscription | Subscribe confirmation |
| T72 | Subscription | D-3 pre-debit notice |
| T73 | Subscription | Dispatch update |
| T74 | Subscription | Unboxing care |
| T75 | Subscription | Cancel-save offer |
| T76 | Subscription | Skip this week |
| T77 | Subscription | Pause / resume |
| T78 | Subscription | Swap flavor / SKU |
| T79 | Subscription | Refer a friend |
| T80 | Subscription | Review request |
| **Mobility / Cab / EV** | | |
| T81 | Mobility | Driver onboarded |
| T82 | Mobility | Trip started |
| T83 | Mobility | Trip ended + fare |
| T84 | Mobility | Payment received |
| T85 | Mobility | Panic / SOS ack |
| T86 | Mobility | Grievance acknowledgement |
| T87 | Mobility | Charging session start |
| T88 | Mobility | Battery swap ready |
| T89 | Mobility | KMI mileage update |
| T90 | Mobility | Insurance renewal |
| **Agritech / FPO** | | |
| T91 | Agritech | Mandi price ticker |
| T92 | Agritech | Weather alert |
| T93 | Agritech | Sowing advisory |
| T94 | Agritech | PMFBY claim status |
| T95 | Agritech | KCC top-up offer |
| T96 | Agritech | KCC renewal |
| T97 | Agritech | Post-harvest advisory |
| T98 | Agritech | RTGS payout |
| T99 | Agritech | FPO broadcast |
| T100 | Agritech | Soil health card |

---

## Category 1 · D2C E-commerce (10 templates)

### T1 · Order confirmation
- **Category:** UTILITY
- **Language:** en (hi/mr/ta/te/kn/ml/bn/gu available via Bhashini)
- **Variables:** {{1}}=customer_name, {{2}}=order_id, {{3}}=eta_date
- **Header:** TEXT — "Order {{2}} confirmed"
- **Body:**
> Hi {{1}}, your order {{2}} is confirmed. Estimated delivery: {{3}}. Track live at richautomate.in/track/{{2}}.
- **Footer:** RichAutomate · Reply STOP to opt out
- **Buttons:** [URL · Track order] [Quick Reply · Cancel order]
- **Compliance:** DPDP Sec 7(a) — order-fulfillment legitimate use; no marketing language.
- **Approval likelihood:** HIGH

### T2 · Shipment dispatched
- **Category:** UTILITY
- **Language:** en (hi/mr/ta/te/kn/ml/bn/gu available via Bhashini)
- **Variables:** {{1}}=name, {{2}}=courier_name, {{3}}=awb_number
- **Header:** TEXT — "Shipped via {{2}}"
- **Body:**
> {{1}}, your parcel is on the way with {{2}}. AWB {{3}}. Live tracking: richautomate.in/awb/{{3}}.
- **Footer:** RichAutomate · Reply STOP to opt out
- **Buttons:** [URL · Track parcel]
- **Compliance:** DPDP Sec 7(a) order-fulfillment; carrier name disclosed per Consumer Protection (E-Commerce) Rules 2020.
- **Approval likelihood:** HIGH

### T3 · Order delivered
- **Category:** UTILITY
- **Language:** en (hi/mr/ta/te/kn/ml/bn/gu available via Bhashini)
- **Variables:** {{1}}=name, {{2}}=order_id, {{3}}=delivered_at
- **Header:** TEXT
- **Body:**
> Hi {{1}}, order {{2}} was delivered at {{3}}. If anything looks off, reply here within 48 hours and we will help.
- **Footer:** RichAutomate · Reply STOP to opt out
- **Buttons:** [Quick Reply · Report issue] [Quick Reply · All good]
- **Compliance:** DPDP Sec 7(a); 48-hour grievance window aligns with CP Act Sec 2(47).
- **Approval likelihood:** HIGH

### T4 · Review request
- **Category:** MARKETING
- **Language:** en (hi/mr/ta/te/kn/ml/bn/gu available via Bhashini)
- **Variables:** {{1}}=name, {{2}}=product_name, {{3}}=review_url
- **Header:** TEXT
- **Body:**
> {{1}}, how is your {{2}}? A 30-second honest review helps other shoppers and earns 50 reward points: {{3}}
- **Footer:** RichAutomate · Reply STOP to opt out
- **Buttons:** [URL · Leave review]
- **Compliance:** ASCI Influencer Guidelines + BIS IS 19000:2022 on online consumer reviews (no incentivised 5-star bias).
- **Approval likelihood:** HIGH

### T5 · Cart abandonment
- **Category:** MARKETING
- **Language:** en (hi/mr/ta/te/kn/ml/bn/gu available via Bhashini)
- **Variables:** {{1}}=name, {{2}}=product_name, {{3}}=cart_url
- **Header:** IMAGE
- **Body:**
> {{1}}, you left {{2}} in your cart. Stock is moving — finish checkout in two taps: {{3}}
- **Footer:** RichAutomate · Reply STOP to opt out
- **Buttons:** [URL · Resume checkout] [Quick Reply · Not interested]
- **Compliance:** DPDP Sec 6 explicit marketing opt-in required; ASCI no "stock is moving" if false.
- **Approval likelihood:** MEDIUM

### T6 · Welcome new buyer
- **Category:** MARKETING
- **Language:** en (hi/mr/ta/te/kn/ml/bn/gu available via Bhashini)
- **Variables:** {{1}}=name, {{2}}=brand_name, {{3}}=catalogue_url
- **Header:** IMAGE
- **Body:**
> Welcome to {{2}}, {{1}}. Here is your hand-picked starter edit: {{3}}. Save this chat — order tracking and care lives here.
- **Footer:** RichAutomate · Reply STOP to opt out
- **Buttons:** [URL · Shop edit] [Quick Reply · Talk to a stylist]
- **Compliance:** DPDP Sec 6 opt-in; opt-out instructions in footer.
- **Approval likelihood:** HIGH

### T7 · Birthday wish + coupon
- **Category:** MARKETING
- **Language:** en (hi/mr/ta/te/kn/ml/bn/gu available via Bhashini)
- **Variables:** {{1}}=name, {{2}}=coupon_code, {{3}}=expiry_date
- **Header:** IMAGE
- **Body:**
> Happy birthday, {{1}}. Code {{2}} unlocks a gift on us — valid until {{3}}. One per customer, T&C apply.
- **Footer:** RichAutomate · Reply STOP to opt out
- **Buttons:** [URL · Use code] [Quick Reply · Save for later]
- **Compliance:** ASCI clarity of T&C; coupon limit + expiry disclosed in body.
- **Approval likelihood:** HIGH

### T8 · Win-back lapsed buyer
- **Category:** MARKETING
- **Language:** en (hi/mr/ta/te/kn/ml/bn/gu available via Bhashini)
- **Variables:** {{1}}=name, {{2}}=last_category, {{3}}=offer_code
- **Header:** TEXT
- **Body:**
> {{1}}, we miss you. New drops in {{2}} are live. Code {{3}} gets a returning-customer perk this week only.
- **Footer:** RichAutomate · Reply STOP to opt out
- **Buttons:** [URL · See new drops]
- **Compliance:** DPDP Sec 6 still-valid opt-in; ASCI weekly-only claim must be true.
- **Approval likelihood:** MEDIUM

### T9 · Referral nudge
- **Category:** MARKETING
- **Language:** en (hi/mr/ta/te/kn/ml/bn/gu available via Bhashini)
- **Variables:** {{1}}=name, {{2}}=referral_link, {{3}}=reward_amount
- **Header:** TEXT
- **Body:**
> {{1}}, share {{2}} with a friend. They get ₹{{3}} off their first order, you get ₹{{3}} credit. Cap of 5 referrals per quarter.
- **Footer:** RichAutomate · Reply STOP to opt out
- **Buttons:** [URL · Copy link] [Quick Reply · How it works]
- **Compliance:** Consumer Protection (E-Comm) Rules 2020 — refer-and-earn terms in body.
- **Approval likelihood:** MEDIUM

### T10 · COD verification
- **Category:** UTILITY
- **Language:** en (hi/mr/ta/te/kn/ml/bn/gu available via Bhashini)
- **Variables:** {{1}}=name, {{2}}=order_id, {{3}}=amount
- **Header:** TEXT
- **Body:**
> Hi {{1}}, please confirm your COD order {{2}} for ₹{{3}}. Tap Confirm within 30 minutes or it auto-cancels.
- **Footer:** RichAutomate · Reply STOP to opt out
- **Buttons:** [Quick Reply · Confirm COD] [Quick Reply · Cancel order]
- **Compliance:** DPDP Sec 7(a); CP Act explicit affirmative consent for COD reduces RTO fraud.
- **Approval likelihood:** HIGH

---

## Category 2 · Healthcare / Clinic (10 templates)

### T11 · Appointment booked
- **Category:** UTILITY
- **Language:** en (hi/mr/ta/te/kn/ml/bn/gu available via Bhashini)
- **Variables:** {{1}}=patient_name, {{2}}=doctor_name, {{3}}=slot_datetime
- **Header:** TEXT
- **Body:**
> Hi {{1}}, your appointment with Dr {{2}} is booked for {{3}}. Please reach 10 minutes early with prior reports.
- **Footer:** RichAutomate · Reply STOP to opt out
- **Buttons:** [Quick Reply · Reschedule] [URL · Add to calendar]
- **Compliance:** DPDP Sec 7(a) treatment carve-out; NMC Telemedicine Practice Guidelines if remote.
- **Approval likelihood:** HIGH

### T12 · Appointment reminder
- **Category:** UTILITY
- **Language:** en (hi/mr/ta/te/kn/ml/bn/gu available via Bhashini)
- **Variables:** {{1}}=name, {{2}}=slot_time, {{3}}=clinic_address
- **Header:** TEXT
- **Body:**
> Reminder: {{1}}, your visit is at {{2}} today. Clinic: {{3}}. Carry your ABHA / ID for faster check-in.
- **Footer:** RichAutomate · Reply STOP to opt out
- **Buttons:** [URL · Directions] [Quick Reply · Cancel]
- **Compliance:** DPDP Sec 7(a) treatment continuity; ABHA mention voluntary per ABDM rules.
- **Approval likelihood:** HIGH

### T13 · Appointment cancellation
- **Category:** UTILITY
- **Language:** en (hi/mr/ta/te/kn/ml/bn/gu available via Bhashini)
- **Variables:** {{1}}=name, {{2}}=doctor_name, {{3}}=reschedule_url
- **Header:** TEXT
- **Body:**
> {{1}}, Dr {{2}} had to cancel today's slot. We are sorry. Pick a new time here: {{3}}. Refund (if pre-paid) auto-initiated.
- **Footer:** RichAutomate · Reply STOP to opt out
- **Buttons:** [URL · Reschedule] [Quick Reply · Refund only]
- **Compliance:** DPDP Sec 7(a); CP Act Sec 2(11) deficiency-of-service refund disclosed.
- **Approval likelihood:** HIGH

### T14 · Lab result ready
- **Category:** UTILITY
- **Language:** en (hi/mr/ta/te/kn/ml/bn/gu available via Bhashini)
- **Variables:** {{1}}=name, {{2}}=test_name, {{3}}=report_url
- **Header:** DOCUMENT
- **Body:**
> {{1}}, your {{2}} report is ready. Secure download: {{3}}. Please discuss with your physician before any self-medication.
- **Footer:** RichAutomate · Reply STOP to opt out
- **Buttons:** [URL · Download report] [Quick Reply · Book consult]
- **Compliance:** DPDP Sec 9 sensitive personal data — link expires after first auth; CDSCO no diagnostic claims.
- **Approval likelihood:** HIGH

### T15 · Prescription refill due
- **Category:** UTILITY
- **Language:** en (hi/mr/ta/te/kn/ml/bn/gu available via Bhashini)
- **Variables:** {{1}}=name, {{2}}=medicine_name, {{3}}=refill_url
- **Header:** TEXT
- **Body:**
> {{1}}, your {{2}} refill is due in 3 days. Order via your treating doctor's e-Rx here: {{3}}. Do not self-prescribe.
- **Footer:** RichAutomate · Reply STOP to opt out
- **Buttons:** [URL · Refill] [Quick Reply · Talk to doctor]
- **Compliance:** Drugs & Cosmetics Rules 1945 Sch H/H1 — e-Rx required; no direct sale prompt.
- **Approval likelihood:** MEDIUM

### T16 · Post-visit care
- **Category:** UTILITY
- **Language:** en (hi/mr/ta/te/kn/ml/bn/gu available via Bhashini)
- **Variables:** {{1}}=name, {{2}}=doctor_name, {{3}}=care_url
- **Header:** TEXT
- **Body:**
> {{1}}, thanks for visiting Dr {{2}} today. Your aftercare instructions are at {{3}}. Reply here for any urgent doubt.
- **Footer:** RichAutomate · Reply STOP to opt out
- **Buttons:** [URL · Aftercare] [Quick Reply · Urgent question]
- **Compliance:** DPDP Sec 7(a) treatment; NMC Code of Ethics Reg 2002 continuity of care.
- **Approval likelihood:** HIGH

### T17 · Vaccination reminder
- **Category:** UTILITY
- **Language:** en (hi/mr/ta/te/kn/ml/bn/gu available via Bhashini)
- **Variables:** {{1}}=name, {{2}}=vaccine_name, {{3}}=due_date
- **Header:** TEXT
- **Body:**
> {{1}}, your {{2}} dose is due on {{3}}. CoWIN / U-WIN slot booking is open. Carry photo ID at the centre.
- **Footer:** RichAutomate · Reply STOP to opt out
- **Buttons:** [URL · Book slot] [Quick Reply · Already taken]
- **Compliance:** MoHFW UIP guidelines; no brand claim on vaccine efficacy.
- **Approval likelihood:** HIGH

### T18 · Annual health check
- **Category:** MARKETING
- **Language:** en (hi/mr/ta/te/kn/ml/bn/gu available via Bhashini)
- **Variables:** {{1}}=name, {{2}}=package_name, {{3}}=booking_url
- **Header:** IMAGE
- **Body:**
> {{1}}, it's been a year since your last full check-up. The {{2}} package covers 60+ parameters. Book a slot: {{3}}
- **Footer:** RichAutomate · Reply STOP to opt out
- **Buttons:** [URL · Book package] [Quick Reply · Talk to advisor]
- **Compliance:** ASCI healthcare ads — no cure/disease-cure claims; pricing on landing page.
- **Approval likelihood:** MEDIUM

### T19 · Insurance pre-auth
- **Category:** UTILITY
- **Language:** en (hi/mr/ta/te/kn/ml/bn/gu available via Bhashini)
- **Variables:** {{1}}=name, {{2}}=insurer_name, {{3}}=status
- **Header:** TEXT
- **Body:**
> {{1}}, your cashless pre-auth with {{2}} is {{3}}. We will share the next step within 2 working hours.
- **Footer:** RichAutomate · Reply STOP to opt out
- **Buttons:** [Quick Reply · Call TPA desk]
- **Compliance:** IRDAI Health Insurance Regs 2024 — TAT disclosure; DPDP Sec 9 sensitive data.
- **Approval likelihood:** HIGH

### T20 · ABDM ABHA linkage
- **Category:** UTILITY
- **Language:** en (hi/mr/ta/te/kn/ml/bn/gu available via Bhashini)
- **Variables:** {{1}}=name, {{2}}=hospital_name, {{3}}=consent_url
- **Header:** TEXT
- **Body:**
> {{1}}, {{2}} has requested to link your records to your ABHA address. Review and consent here: {{3}}. You can revoke any time.
- **Footer:** RichAutomate · Reply STOP to opt out
- **Buttons:** [URL · Review consent]
- **Compliance:** ABDM Health Data Management Policy 2022 + DPDP Sec 6 revocable consent.
- **Approval likelihood:** HIGH

---

## Category 3 · BFSI / Fintech (10 templates)

### T21 · KYC document required
- **Category:** UTILITY
- **Language:** en (hi/mr/ta/te/kn/ml/bn/gu available via Bhashini)
- **Variables:** {{1}}=customer_name, {{2}}=document_name, {{3}}=upload_url
- **Header:** TEXT
- **Body:**
> {{1}}, your KYC needs {{2}} to proceed. Upload securely at {{3}}. Account is frozen until verification per RBI norms.
- **Footer:** RichAutomate · Reply STOP to opt out
- **Buttons:** [URL · Upload doc] [Quick Reply · Need help]
- **Compliance:** RBI KYC Master Direction 2016 (rev 2024); DPDP Sec 9.
- **Approval likelihood:** HIGH

### T22 · Loan EMI due
- **Category:** UTILITY
- **Language:** en (hi/mr/ta/te/kn/ml/bn/gu available via Bhashini)
- **Variables:** {{1}}=name, {{2}}=emi_amount, {{3}}=due_date
- **Header:** TEXT
- **Body:**
> {{1}}, EMI of ₹{{2}} for loan A/c is due on {{3}}. Pay early to avoid late fee + CIBIL impact.
- **Footer:** RichAutomate · Reply STOP to opt out
- **Buttons:** [URL · Pay EMI] [Quick Reply · Already paid]
- **Compliance:** RBI Fair Practices Code 2023; CIBIL mention is factual statement, not threat.
- **Approval likelihood:** HIGH

### T23 · Payment due reminder
- **Category:** UTILITY
- **Language:** en (hi/mr/ta/te/kn/ml/bn/gu available via Bhashini)
- **Variables:** {{1}}=name, {{2}}=bill_amount, {{3}}=due_date
- **Header:** TEXT
- **Body:**
> {{1}}, ₹{{2}} is due on {{3}}. Auto-debit will try once on the due date. Keep balance ready to avoid bounce charges.
- **Footer:** RichAutomate · Reply STOP to opt out
- **Buttons:** [URL · Pay now] [Quick Reply · Disable auto-debit]
- **Compliance:** NPCI e-NACH guidelines; RBI Recovery Code 2024.
- **Approval likelihood:** HIGH

### T24 · OTP for transaction
- **Category:** AUTHENTICATION
- **Language:** en (hi/mr/ta/te/kn/ml/bn/gu available via Bhashini)
- **Variables:** {{1}}=otp_code
- **Header:** TEXT
- **Body:**
> {{1}} is your one-time password. Valid for 5 minutes. Do not share with anyone — RichAutomate staff will never ask for it.
- **Footer:** —
- **Buttons:** [Copy code]
- **Compliance:** RBI Cyber Security Framework; uses Meta autofill button (mandatory from Oct 2025).
- **Approval likelihood:** HIGH

### T25 · E-mandate set
- **Category:** UTILITY
- **Language:** en (hi/mr/ta/te/kn/ml/bn/gu available via Bhashini)
- **Variables:** {{1}}=name, {{2}}=mandate_amount, {{3}}=frequency
- **Header:** TEXT
- **Body:**
> {{1}}, your e-mandate of ₹{{2}} {{3}} is active. You can pause or cancel anytime in 1 tap.
- **Footer:** RichAutomate · Reply STOP to opt out
- **Buttons:** [URL · Manage mandate] [Quick Reply · Cancel mandate]
- **Compliance:** NPCI UPI Autopay rules; RBI mandate-disclosure circular Aug 2021.
- **Approval likelihood:** HIGH

### T26 · KCC renewal (BFSI view)
- **Category:** UTILITY
- **Language:** en (hi/mr/ta/te/kn/ml/bn/gu available via Bhashini)
- **Variables:** {{1}}=farmer_name, {{2}}=kcc_limit, {{3}}=renewal_url
- **Header:** TEXT
- **Body:**
> {{1}}, your Kisan Credit Card limit ₹{{2}} is up for renewal. Self-serve with Aadhaar e-sign: {{3}}. Interest subvention continues.
- **Footer:** RichAutomate · Reply STOP to opt out
- **Buttons:** [URL · Renew KCC]
- **Compliance:** RBI Master Direction Priority Sector Lending 2024; PMKMY interest subvention scheme rules.
- **Approval likelihood:** HIGH

### T27 · Investment NAV update
- **Category:** UTILITY
- **Language:** en (hi/mr/ta/te/kn/ml/bn/gu available via Bhashini)
- **Variables:** {{1}}=name, {{2}}=portfolio_value, {{3}}=statement_url
- **Header:** TEXT
- **Body:**
> {{1}}, portfolio NAV today: ₹{{2}}. Mutual funds are subject to market risk. Full statement: {{3}}.
- **Footer:** RichAutomate · Reply STOP to opt out
- **Buttons:** [URL · Statement] [Quick Reply · Talk to RM]
- **Compliance:** SEBI Mutual Fund Advt Code 2023 — risk disclaimer in body.
- **Approval likelihood:** HIGH

### T28 · TDS statement ready
- **Category:** UTILITY
- **Language:** en (hi/mr/ta/te/kn/ml/bn/gu available via Bhashini)
- **Variables:** {{1}}=name, {{2}}=fy_year, {{3}}=statement_url
- **Header:** DOCUMENT
- **Body:**
> {{1}}, your TDS / Form 16A for FY {{2}} is ready. Download: {{3}}. Match with Form 26AS before ITR filing.
- **Footer:** RichAutomate · Reply STOP to opt out
- **Buttons:** [URL · Download]
- **Compliance:** Income Tax Act Sec 203 + CBDT TDS rules; secure link expires in 30 days.
- **Approval likelihood:** HIGH

### T29 · Refund initiated
- **Category:** UTILITY
- **Language:** en (hi/mr/ta/te/kn/ml/bn/gu available via Bhashini)
- **Variables:** {{1}}=name, {{2}}=refund_amount, {{3}}=eta_days
- **Header:** TEXT
- **Body:**
> {{1}}, refund of ₹{{2}} is initiated to your source account. Bank credit in {{3}} working days. RRN visible on statement.
- **Footer:** RichAutomate · Reply STOP to opt out
- **Buttons:** [Quick Reply · Not received] [URL · Track refund]
- **Compliance:** RBI Harmonisation of TAT on Refunds 2019; CP Act 2019.
- **Approval likelihood:** HIGH

### T30 · Grievance acknowledgement (BFSI)
- **Category:** UTILITY
- **Language:** en (hi/mr/ta/te/kn/ml/bn/gu available via Bhashini)
- **Variables:** {{1}}=name, {{2}}=ticket_id, {{3}}=sla_hours
- **Header:** TEXT
- **Body:**
> {{1}}, ticket {{2}} is logged with our Grievance Redressal Officer. Resolution SLA: {{3}} hours per RBI norms. Escalation path in next reply.
- **Footer:** RichAutomate · Reply STOP to opt out
- **Buttons:** [URL · Track ticket]
- **Compliance:** RBI Integrated Ombudsman Scheme 2021; GRO disclosure mandatory.
- **Approval likelihood:** HIGH

---

## Category 4 · D2C Beauty / Wellness (10 templates)

### T31 · Acquisition quiz invite
- **Category:** MARKETING
- **Language:** en (hi/mr/ta/te/kn/ml/bn/gu available via Bhashini)
- **Variables:** {{1}}=name, {{2}}=quiz_url, {{3}}=time_to_complete
- **Header:** IMAGE
- **Body:**
> Hi {{1}}, take our {{3}}-minute skin / hair quiz and get a personalised routine: {{2}}. No spam, only results.
- **Footer:** RichAutomate · Reply STOP to opt out
- **Buttons:** [URL · Start quiz] [Quick Reply · Maybe later]
- **Compliance:** ASCI Code of Self-Regulation — no cure claims; DPDP Sec 6 opt-in.
- **Approval likelihood:** MEDIUM

### T32 · Dosha / skin result
- **Category:** UTILITY
- **Language:** en (hi/mr/ta/te/kn/ml/bn/gu available via Bhashini)
- **Variables:** {{1}}=name, {{2}}=result_type, {{3}}=plan_url
- **Header:** IMAGE
- **Body:**
> {{1}}, your result is {{2}}. Your custom routine + ingredient breakdown is here: {{3}}. Doctor consult is free this week.
- **Footer:** RichAutomate · Reply STOP to opt out
- **Buttons:** [URL · View plan] [Quick Reply · Book doctor]
- **Compliance:** Magic Remedies (Objectionable Advt) Act 1954 — no schedule J disease claims; Ayush Ministry advisory.
- **Approval likelihood:** MEDIUM

### T33 · Doctor consultation booked
- **Category:** UTILITY
- **Language:** en (hi/mr/ta/te/kn/ml/bn/gu available via Bhashini)
- **Variables:** {{1}}=name, {{2}}=doctor_name, {{3}}=slot_datetime
- **Header:** TEXT
- **Body:**
> {{1}}, your consult with Dr {{2}} is confirmed for {{3}}. The video link will arrive 10 min before. Please be in good light.
- **Footer:** RichAutomate · Reply STOP to opt out
- **Buttons:** [Quick Reply · Reschedule] [URL · Pre-visit form]
- **Compliance:** NMC Telemedicine Practice Guidelines 2020; DPDP Sec 9.
- **Approval likelihood:** HIGH

### T34 · Refill due
- **Category:** UTILITY
- **Language:** en (hi/mr/ta/te/kn/ml/bn/gu available via Bhashini)
- **Variables:** {{1}}=name, {{2}}=product_name, {{3}}=refill_url
- **Header:** TEXT
- **Body:**
> {{1}}, your {{2}} should be running low by now. Tap to refill in 1 click — same routine, same dose: {{3}}.
- **Footer:** RichAutomate · Reply STOP to opt out
- **Buttons:** [URL · Refill] [Quick Reply · Pause]
- **Compliance:** ASCI no cure claims; DPDP Sec 7(a) order-fulfillment for recurring users.
- **Approval likelihood:** HIGH

### T35 · Daily dose pulse
- **Category:** MARKETING
- **Language:** en (hi/mr/ta/te/kn/ml/bn/gu available via Bhashini)
- **Variables:** {{1}}=name, {{2}}=day_number, {{3}}=tip_url
- **Header:** TEXT
- **Body:**
> Day {{2}}, {{1}}. Quick reminder to take your dose today + a 30-sec ritual tip: {{3}}. Reply DONE to log it.
- **Footer:** RichAutomate · Reply STOP to opt out
- **Buttons:** [Quick Reply · Done] [Quick Reply · Skipped today]
- **Compliance:** ASCI Code Ch I.4 — no medicinal claim without evidence; DPDP Sec 6.
- **Approval likelihood:** MEDIUM

### T36 · Cancel-save offer
- **Category:** MARKETING
- **Language:** en (hi/mr/ta/te/kn/ml/bn/gu available via Bhashini)
- **Variables:** {{1}}=name, {{2}}=save_offer, {{3}}=manage_url
- **Header:** TEXT
- **Body:**
> {{1}}, sorry to see you go. Would {{2}} on your next pack help? You can also pause for 60 days here: {{3}}.
- **Footer:** RichAutomate · Reply STOP to opt out
- **Buttons:** [Quick Reply · Accept offer] [URL · Cancel anyway]
- **Compliance:** Consumer Protection (E-Commerce) Rules 2020 — clear cancellation path.
- **Approval likelihood:** MEDIUM

### T37 · Re-engage dormant
- **Category:** MARKETING
- **Language:** en (hi/mr/ta/te/kn/ml/bn/gu available via Bhashini)
- **Variables:** {{1}}=name, {{2}}=last_product, {{3}}=offer_url
- **Header:** IMAGE
- **Body:**
> {{1}}, your {{2}} routine is overdue. Restart in 1 tap — first 100 customers this month get a free travel size: {{3}}
- **Footer:** RichAutomate · Reply STOP to opt out
- **Buttons:** [URL · Restart] [Quick Reply · No thanks]
- **Compliance:** ASCI quantum-of-100 promise must be honoured; DPDP Sec 6 still-valid opt-in.
- **Approval likelihood:** MEDIUM

### T38 · Referral reward
- **Category:** MARKETING
- **Language:** en (hi/mr/ta/te/kn/ml/bn/gu available via Bhashini)
- **Variables:** {{1}}=name, {{2}}=reward_amount, {{3}}=referral_url
- **Header:** TEXT
- **Body:**
> {{1}}, refer a friend who completes their first routine — you both get ₹{{2}} credit. Share: {{3}}. T&C on landing page.
- **Footer:** RichAutomate · Reply STOP to opt out
- **Buttons:** [URL · Share link]
- **Compliance:** CP E-Comm Rules 2020 — T&C linked; ASCI no misleading reward terms.
- **Approval likelihood:** MEDIUM

### T39 · Festival launch
- **Category:** MARKETING
- **Language:** en (hi/mr/ta/te/kn/ml/bn/gu available via Bhashini)
- **Variables:** {{1}}=name, {{2}}=festival_name, {{3}}=collection_url
- **Header:** IMAGE
- **Body:**
> Happy {{2}}, {{1}}. Our new limited edit drops at 11 AM. Early-access link for our chat list: {{3}}
- **Footer:** RichAutomate · Reply STOP to opt out
- **Buttons:** [URL · Early access]
- **Compliance:** ASCI no cultural / religious sentiment misuse; DPDP Sec 6.
- **Approval likelihood:** HIGH

### T40 · Review request (beauty)
- **Category:** MARKETING
- **Language:** en (hi/mr/ta/te/kn/ml/bn/gu available via Bhashini)
- **Variables:** {{1}}=name, {{2}}=product_name, {{3}}=review_url
- **Header:** TEXT
- **Body:**
> {{1}}, 21 days on {{2}} — how is your skin / hair feeling? Honest 30-sec review here: {{3}}. We share the good and the gritty.
- **Footer:** RichAutomate · Reply STOP to opt out
- **Buttons:** [URL · Leave review]
- **Compliance:** BIS IS 19000:2022 reviews; ASCI no incentivised bias.
- **Approval likelihood:** HIGH

---

## Category 5 · Education / EdTech (10 templates)

### T41 · Enrollment confirmation
- **Category:** UTILITY
- **Language:** en (hi/mr/ta/te/kn/ml/bn/gu available via Bhashini)
- **Variables:** {{1}}=student_name, {{2}}=course_name, {{3}}=start_date
- **Header:** TEXT
- **Body:**
> Hi {{1}}, enrollment in {{2}} is confirmed. Classes begin {{3}}. Joining kit + LMS access reach within 24 hours.
- **Footer:** RichAutomate · Reply STOP to opt out
- **Buttons:** [URL · LMS login] [Quick Reply · Talk to mentor]
- **Compliance:** UGC Online Education Regulations; ASCI EdTech Code 2023.
- **Approval likelihood:** HIGH

### T42 · Counselling slot
- **Category:** UTILITY
- **Language:** en (hi/mr/ta/te/kn/ml/bn/gu available via Bhashini)
- **Variables:** {{1}}=name, {{2}}=counsellor_name, {{3}}=slot_datetime
- **Header:** TEXT
- **Body:**
> {{1}}, free 20-min counselling with {{2}} is booked for {{3}}. No sales pressure, just course fit guidance.
- **Footer:** RichAutomate · Reply STOP to opt out
- **Buttons:** [Quick Reply · Reschedule] [URL · Add to calendar]
- **Compliance:** ASCI EdTech Code 2023 — no aggressive sales; DPDP Sec 6.
- **Approval likelihood:** HIGH

### T43 · Fee installment due
- **Category:** UTILITY
- **Language:** en (hi/mr/ta/te/kn/ml/bn/gu available via Bhashini)
- **Variables:** {{1}}=parent_name, {{2}}=fee_amount, {{3}}=due_date
- **Header:** TEXT
- **Body:**
> {{1}}, installment of ₹{{2}} is due on {{3}}. Late fee applies after due date. EMI / scholarship options on landing page.
- **Footer:** RichAutomate · Reply STOP to opt out
- **Buttons:** [URL · Pay fee] [Quick Reply · Scholarship help]
- **Compliance:** ASCI EdTech Code Sec 6 — fee terms transparent; CP Act 2019.
- **Approval likelihood:** HIGH

### T44 · Live class reminder
- **Category:** UTILITY
- **Language:** en (hi/mr/ta/te/kn/ml/bn/gu available via Bhashini)
- **Variables:** {{1}}=name, {{2}}=class_topic, {{3}}=join_url
- **Header:** TEXT
- **Body:**
> {{1}}, live class on {{2}} starts in 15 min. Join: {{3}}. Recording is shared if you miss.
- **Footer:** RichAutomate · Reply STOP to opt out
- **Buttons:** [URL · Join class]
- **Compliance:** ASCI EdTech Code; DPDP Sec 7(a) service-fulfillment.
- **Approval likelihood:** HIGH

### T45 · Mock test result
- **Category:** UTILITY
- **Language:** en (hi/mr/ta/te/kn/ml/bn/gu available via Bhashini)
- **Variables:** {{1}}=name, {{2}}=score, {{3}}=report_url
- **Header:** TEXT
- **Body:**
> {{1}}, your mock score: {{2}}. Detailed weak-area breakdown + personalised practice: {{3}}. Mentor call available on request.
- **Footer:** RichAutomate · Reply STOP to opt out
- **Buttons:** [URL · See report] [Quick Reply · Mentor call]
- **Compliance:** ASCI EdTech Code — no rank-guarantee claim; DPDP Sec 7(a).
- **Approval likelihood:** HIGH

### T46 · Parent weekly update
- **Category:** UTILITY
- **Language:** en (hi/mr/ta/te/kn/ml/bn/gu available via Bhashini)
- **Variables:** {{1}}=parent_name, {{2}}=child_name, {{3}}=summary_url
- **Header:** TEXT
- **Body:**
> Hi {{1}}, weekly summary for {{2}} — attendance, assignments, focus area for next week: {{3}}.
- **Footer:** RichAutomate · Reply STOP to opt out
- **Buttons:** [URL · Full report] [Quick Reply · Talk to teacher]
- **Compliance:** DPDP Sec 9 children's data — parental consent on file; ABDM not applicable.
- **Approval likelihood:** HIGH

### T47 · Live class link
- **Category:** UTILITY
- **Language:** en (hi/mr/ta/te/kn/ml/bn/gu available via Bhashini)
- **Variables:** {{1}}=name, {{2}}=class_name, {{3}}=meeting_url
- **Header:** TEXT
- **Body:**
> {{1}}, your {{2}} class link is live: {{3}}. Camera on, mic muted by default. Doubt window opens last 10 min.
- **Footer:** RichAutomate · Reply STOP to opt out
- **Buttons:** [URL · Join now]
- **Compliance:** DPDP Sec 7(a) service-fulfillment; recording opt-in inside platform.
- **Approval likelihood:** HIGH

### T48 · Scholarship awarded
- **Category:** UTILITY
- **Language:** en (hi/mr/ta/te/kn/ml/bn/gu available via Bhashini)
- **Variables:** {{1}}=name, {{2}}=scholarship_pct, {{3}}=accept_url
- **Header:** TEXT
- **Body:**
> Congrats {{1}}. You qualified for a {{2}}% merit scholarship. Accept within 72 hours: {{3}}. Terms on landing page.
- **Footer:** RichAutomate · Reply STOP to opt out
- **Buttons:** [URL · Accept] [Quick Reply · Talk to counsellor]
- **Compliance:** ASCI EdTech Code Sec 7 — eligibility terms transparent; CP Act 2019.
- **Approval likelihood:** HIGH

### T49 · Attendance alert
- **Category:** UTILITY
- **Language:** en (hi/mr/ta/te/kn/ml/bn/gu available via Bhashini)
- **Variables:** {{1}}=parent_name, {{2}}=child_name, {{3}}=attendance_pct
- **Header:** TEXT
- **Body:**
> Hi {{1}}, {{2}}'s attendance this month is {{3}}%. Below 75% triggers a mandatory mentor call.
- **Footer:** RichAutomate · Reply STOP to opt out
- **Buttons:** [Quick Reply · Book mentor call] [URL · Attendance log]
- **Compliance:** UGC / CBSE attendance norms (75%); DPDP Sec 9 children's data.
- **Approval likelihood:** HIGH

### T50 · Result day broadcast
- **Category:** UTILITY
- **Language:** en (hi/mr/ta/te/kn/ml/bn/gu available via Bhashini)
- **Variables:** {{1}}=name, {{2}}=exam_name, {{3}}=result_url
- **Header:** TEXT
- **Body:**
> {{1}}, {{2}} results are out. Check securely (no third-party site): {{3}}. Counselling support open all day today.
- **Footer:** RichAutomate · Reply STOP to opt out
- **Buttons:** [URL · Check result] [Quick Reply · Counselling]
- **Compliance:** DPDP Sec 7(a); NCPCR helpline number available on landing page for mental-health support.
- **Approval likelihood:** HIGH

---

## Category 6 · Real Estate (10 templates)

### T51 · Site visit scheduled
- **Category:** UTILITY
- **Language:** en (hi/mr/ta/te/kn/ml/bn/gu available via Bhashini)
- **Variables:** {{1}}=name, {{2}}=project_name, {{3}}=slot_datetime
- **Header:** TEXT
- **Body:**
> Hi {{1}}, site visit to {{2}} is locked for {{3}}. Our RERA-registered associate will share live location 1 hour before.
- **Footer:** RichAutomate · Reply STOP to opt out
- **Buttons:** [Quick Reply · Reschedule] [URL · Directions]
- **Compliance:** RERA Sec 4(2)(l) — only RERA-registered project may be marketed.
- **Approval likelihood:** HIGH

### T52 · Token payment confirm
- **Category:** UTILITY
- **Language:** en (hi/mr/ta/te/kn/ml/bn/gu available via Bhashini)
- **Variables:** {{1}}=name, {{2}}=amount, {{3}}=unit_no
- **Header:** TEXT
- **Body:**
> {{1}}, token of ₹{{2}} for unit {{3}} is received. Allotment letter + cost sheet reach within 24 hours by email + WhatsApp.
- **Footer:** RichAutomate · Reply STOP to opt out
- **Buttons:** [URL · Allotment letter]
- **Compliance:** RERA Sec 13 — no more than 10% advance without sale agreement.
- **Approval likelihood:** HIGH

### T53 · Registration slot
- **Category:** UTILITY
- **Language:** en (hi/mr/ta/te/kn/ml/bn/gu available via Bhashini)
- **Variables:** {{1}}=name, {{2}}=sro_office, {{3}}=slot_datetime
- **Header:** TEXT
- **Body:**
> {{1}}, sub-registrar slot for sale-deed registration is at {{2}} on {{3}}. Carry original ID + payment receipts.
- **Footer:** RichAutomate · Reply STOP to opt out
- **Buttons:** [URL · Document checklist]
- **Compliance:** Registration Act 1908; state stamp-duty rules.
- **Approval likelihood:** HIGH

### T54 · Handover scheduled
- **Category:** UTILITY
- **Language:** en (hi/mr/ta/te/kn/ml/bn/gu available via Bhashini)
- **Variables:** {{1}}=name, {{2}}=unit_no, {{3}}=handover_date
- **Header:** TEXT
- **Body:**
> {{1}}, possession handover of unit {{2}} is scheduled on {{3}}. Snag-list portal opens 7 days prior.
- **Footer:** RichAutomate · Reply STOP to opt out
- **Buttons:** [URL · Snag list] [Quick Reply · Reschedule]
- **Compliance:** RERA Sec 17 — 5-year defect liability; snag mechanism mandatory.
- **Approval likelihood:** HIGH

### T55 · Maintenance reminder
- **Category:** UTILITY
- **Language:** en (hi/mr/ta/te/kn/ml/bn/gu available via Bhashini)
- **Variables:** {{1}}=name, {{2}}=amount, {{3}}=due_date
- **Header:** TEXT
- **Body:**
> {{1}}, society maintenance ₹{{2}} is due {{3}}. Pay before due date to avoid 18% interest per society bylaws.
- **Footer:** RichAutomate · Reply STOP to opt out
- **Buttons:** [URL · Pay] [Quick Reply · Already paid]
- **Compliance:** State Cooperative Societies Act; AGM-approved interest rate.
- **Approval likelihood:** HIGH

### T56 · RWA broadcast
- **Category:** UTILITY
- **Language:** en (hi/mr/ta/te/kn/ml/bn/gu available via Bhashini)
- **Variables:** {{1}}=resident_name, {{2}}=notice_topic, {{3}}=details_url
- **Header:** TEXT
- **Body:**
> Hi {{1}}, RWA notice on {{2}}. Full circular: {{3}}. Reply here for queries to the committee.
- **Footer:** RichAutomate · Reply STOP to opt out
- **Buttons:** [URL · Read notice]
- **Compliance:** RWA bylaws; DPDP Sec 7(a) resident-administration.
- **Approval likelihood:** HIGH

### T57 · Visitor e-pass
- **Category:** UTILITY
- **Language:** en (hi/mr/ta/te/kn/ml/bn/gu available via Bhashini)
- **Variables:** {{1}}=host_name, {{2}}=visitor_name, {{3}}=pass_url
- **Header:** TEXT
- **Body:**
> Hi {{1}}, e-pass for {{2}} is ready: {{3}}. Valid for today only. Guard will scan at gate.
- **Footer:** RichAutomate · Reply STOP to opt out
- **Buttons:** [URL · Show pass]
- **Compliance:** DPDP Sec 7(a) safety + facility management.
- **Approval likelihood:** HIGH

### T58 · Payment due (RE)
- **Category:** UTILITY
- **Language:** en (hi/mr/ta/te/kn/ml/bn/gu available via Bhashini)
- **Variables:** {{1}}=name, {{2}}=milestone_name, {{3}}=amount
- **Header:** TEXT
- **Body:**
> {{1}}, construction-linked milestone "{{2}}" is complete. Demand of ₹{{3}} is due in 15 days as per agreement.
- **Footer:** RichAutomate · Reply STOP to opt out
- **Buttons:** [URL · Pay] [URL · Demand letter]
- **Compliance:** RERA Sec 19(6); construction-linked plan disclosed in agreement.
- **Approval likelihood:** HIGH

### T59 · Grievance acknowledgement (RE)
- **Category:** UTILITY
- **Language:** en (hi/mr/ta/te/kn/ml/bn/gu available via Bhashini)
- **Variables:** {{1}}=name, {{2}}=ticket_id, {{3}}=sla_days
- **Header:** TEXT
- **Body:**
> {{1}}, your complaint {{2}} is logged. We will respond within {{3}} working days. RERA Authority escalation available after that.
- **Footer:** RichAutomate · Reply STOP to opt out
- **Buttons:** [URL · Track ticket]
- **Compliance:** RERA Sec 31 — complaint redressal mechanism.
- **Approval likelihood:** HIGH

### T60 · NOC issued
- **Category:** UTILITY
- **Language:** en (hi/mr/ta/te/kn/ml/bn/gu available via Bhashini)
- **Variables:** {{1}}=name, {{2}}=noc_type, {{3}}=doc_url
- **Header:** DOCUMENT
- **Body:**
> {{1}}, your {{2}} NOC has been issued. Download: {{3}}. Original is couriered to your registered address.
- **Footer:** RichAutomate · Reply STOP to opt out
- **Buttons:** [URL · Download NOC]
- **Compliance:** RERA Sec 17 + state Apartment Ownership Act.
- **Approval likelihood:** HIGH

---

## Category 7 · F&B / Quick-commerce (10 templates)

### T61 · Order confirmation (F&B)
- **Category:** UTILITY
- **Language:** en (hi/mr/ta/te/kn/ml/bn/gu available via Bhashini)
- **Variables:** {{1}}=name, {{2}}=order_id, {{3}}=eta_minutes
- **Header:** TEXT
- **Body:**
> {{1}}, order {{2}} placed. Reaching you in ~{{3}} min. Live tracking opens after rider pickup.
- **Footer:** RichAutomate · Reply STOP to opt out
- **Buttons:** [URL · Track] [Quick Reply · Cancel order]
- **Compliance:** FSSAI labelling rules; CP (E-Commerce) Rules 2020.
- **Approval likelihood:** HIGH

### T62 · 10-minute ETA
- **Category:** UTILITY
- **Language:** en (hi/mr/ta/te/kn/ml/bn/gu available via Bhashini)
- **Variables:** {{1}}=name, {{2}}=eta_minutes, {{3}}=track_url
- **Header:** TEXT
- **Body:**
> {{1}}, your order is out for delivery. Reaching in ~{{2}} min. Live map: {{3}}.
- **Footer:** RichAutomate · Reply STOP to opt out
- **Buttons:** [URL · Live map]
- **Compliance:** DPDP Sec 7(a) order-fulfillment; ASCI no false ETA claim.
- **Approval likelihood:** HIGH

### T63 · Rider arrived
- **Category:** UTILITY
- **Language:** en (hi/mr/ta/te/kn/ml/bn/gu available via Bhashini)
- **Variables:** {{1}}=name, {{2}}=rider_name, {{3}}=rider_phone
- **Header:** TEXT
- **Body:**
> {{1}}, {{2}} has arrived with your order. Call directly on {{3}}. Please verify OTP before handover.
- **Footer:** RichAutomate · Reply STOP to opt out
- **Buttons:** [Phone · Call rider]
- **Compliance:** DPDP Sec 7(a); rider phone masked via in-app proxy where feasible.
- **Approval likelihood:** HIGH

### T64 · Order delivered (F&B)
- **Category:** UTILITY
- **Language:** en (hi/mr/ta/te/kn/ml/bn/gu available via Bhashini)
- **Variables:** {{1}}=name, {{2}}=order_id, {{3}}=delivered_at
- **Header:** TEXT
- **Body:**
> {{1}}, order {{2}} delivered at {{3}}. Hot food, safe handover. Anything missing or damaged, report in 30 min.
- **Footer:** RichAutomate · Reply STOP to opt out
- **Buttons:** [Quick Reply · Report issue] [Quick Reply · All good]
- **Compliance:** CP Act 2019 + FSSAI hygiene + food-safety norms.
- **Approval likelihood:** HIGH

### T65 · Review request (F&B)
- **Category:** MARKETING
- **Language:** en (hi/mr/ta/te/kn/ml/bn/gu available via Bhashini)
- **Variables:** {{1}}=name, {{2}}=restaurant_name, {{3}}=review_url
- **Header:** TEXT
- **Body:**
> {{1}}, how was {{2}} today? A 30-sec review helps the kitchen + earns 20 loyalty points: {{3}}.
- **Footer:** RichAutomate · Reply STOP to opt out
- **Buttons:** [URL · Review]
- **Compliance:** BIS IS 19000:2022; ASCI no fake-review incentive.
- **Approval likelihood:** HIGH

### T66 · Refund initiated (F&B)
- **Category:** UTILITY
- **Language:** en (hi/mr/ta/te/kn/ml/bn/gu available via Bhashini)
- **Variables:** {{1}}=name, {{2}}=refund_amount, {{3}}=eta_days
- **Header:** TEXT
- **Body:**
> {{1}}, refund of ₹{{2}} initiated to source. Credit in {{3}} working days. Sorry about today's order.
- **Footer:** RichAutomate · Reply STOP to opt out
- **Buttons:** [URL · Refund status]
- **Compliance:** CP Act 2019 + RBI Refund TAT Harmonisation 2019.
- **Approval likelihood:** HIGH

### T67 · Loyalty points credited
- **Category:** UTILITY
- **Language:** en (hi/mr/ta/te/kn/ml/bn/gu available via Bhashini)
- **Variables:** {{1}}=name, {{2}}=points_credited, {{3}}=balance
- **Header:** TEXT
- **Body:**
> {{1}}, {{2}} points credited. New balance: {{3}}. 1 point = ₹1 on your next order. Expiry 90 days.
- **Footer:** RichAutomate · Reply STOP to opt out
- **Buttons:** [URL · See wallet]
- **Compliance:** RBI Prepaid Payment Instruments Master Direction (closed-loop loyalty); expiry disclosed.
- **Approval likelihood:** HIGH

### T68 · Favourites back in stock
- **Category:** MARKETING
- **Language:** en (hi/mr/ta/te/kn/ml/bn/gu available via Bhashini)
- **Variables:** {{1}}=name, {{2}}=product_name, {{3}}=product_url
- **Header:** IMAGE
- **Body:**
> {{1}}, {{2}} is back in stock near you. Order in 10 min: {{3}}.
- **Footer:** RichAutomate · Reply STOP to opt out
- **Buttons:** [URL · Order now]
- **Compliance:** ASCI claim must be true; DPDP Sec 6 opt-in.
- **Approval likelihood:** MEDIUM

### T69 · New launch (F&B)
- **Category:** MARKETING
- **Language:** en (hi/mr/ta/te/kn/ml/bn/gu available via Bhashini)
- **Variables:** {{1}}=name, {{2}}=item_name, {{3}}=order_url
- **Header:** IMAGE
- **Body:**
> Fresh on the menu, {{1}} — {{2}}. Tap to taste: {{3}}. FSSAI Lic on packaging.
- **Footer:** RichAutomate · Reply STOP to opt out
- **Buttons:** [URL · Try now]
- **Compliance:** FSSAI Labelling & Display Regs 2020; ASCI veg / non-veg disclosure.
- **Approval likelihood:** MEDIUM

### T70 · Feedback survey
- **Category:** UTILITY
- **Language:** en (hi/mr/ta/te/kn/ml/bn/gu available via Bhashini)
- **Variables:** {{1}}=name, {{2}}=order_id, {{3}}=survey_url
- **Header:** TEXT
- **Body:**
> {{1}}, 4 quick questions about order {{2}} — under 60 seconds: {{3}}. Your input changes the kitchen, not the marketing team.
- **Footer:** RichAutomate · Reply STOP to opt out
- **Buttons:** [URL · Survey]
- **Compliance:** DPDP Sec 7(a) service-quality use.
- **Approval likelihood:** HIGH

---

## Category 8 · D2C Food / Subscription (10 templates)

### T71 · Subscribe confirmation
- **Category:** UTILITY
- **Language:** en (hi/mr/ta/te/kn/ml/bn/gu available via Bhashini)
- **Variables:** {{1}}=name, {{2}}=plan_name, {{3}}=manage_url
- **Header:** TEXT
- **Body:**
> Hi {{1}}, your {{2}} subscription is active. Pause, skip or cancel anytime in 1 tap: {{3}}.
- **Footer:** RichAutomate · Reply STOP to opt out
- **Buttons:** [URL · Manage plan]
- **Compliance:** CP (E-Comm) Rules 2020 — cancellation path one tap away.
- **Approval likelihood:** HIGH

### T72 · D-3 pre-debit notice
- **Category:** UTILITY
- **Language:** en (hi/mr/ta/te/kn/ml/bn/gu available via Bhashini)
- **Variables:** {{1}}=name, {{2}}=amount, {{3}}=debit_date
- **Header:** TEXT
- **Body:**
> {{1}}, ₹{{2}} will be auto-debited on {{3}} for your subscription. To skip / cancel, tap below before debit.
- **Footer:** RichAutomate · Reply STOP to opt out
- **Buttons:** [URL · Skip / cancel] [Quick Reply · All good]
- **Compliance:** RBI e-Mandate D-1 pre-debit norm (we exceed at D-3); NPCI Autopay rules.
- **Approval likelihood:** HIGH

### T73 · Dispatch update
- **Category:** UTILITY
- **Language:** en (hi/mr/ta/te/kn/ml/bn/gu available via Bhashini)
- **Variables:** {{1}}=name, {{2}}=cycle_name, {{3}}=tracking_url
- **Header:** TEXT
- **Body:**
> {{1}}, your {{2}} box is dispatched. ETA + tracking: {{3}}. Cool-chain monitored end to end.
- **Footer:** RichAutomate · Reply STOP to opt out
- **Buttons:** [URL · Track]
- **Compliance:** FSSAI Cold Chain Standards; DPDP Sec 7(a).
- **Approval likelihood:** HIGH

### T74 · Unboxing care
- **Category:** UTILITY
- **Language:** en (hi/mr/ta/te/kn/ml/bn/gu available via Bhashini)
- **Variables:** {{1}}=name, {{2}}=box_name, {{3}}=care_url
- **Header:** TEXT
- **Body:**
> {{1}}, {{2}} delivered. Refrigerate items marked with the blue dot. Storage + recipe guide: {{3}}.
- **Footer:** RichAutomate · Reply STOP to opt out
- **Buttons:** [URL · Care guide]
- **Compliance:** FSSAI labelling + storage; CP Act 2019.
- **Approval likelihood:** HIGH

### T75 · Cancel-save offer (sub)
- **Category:** MARKETING
- **Language:** en (hi/mr/ta/te/kn/ml/bn/gu available via Bhashini)
- **Variables:** {{1}}=name, {{2}}=save_offer, {{3}}=manage_url
- **Header:** TEXT
- **Body:**
> {{1}}, we hear you. Would {{2}} on your next 3 boxes help? Or just pause for 60 days: {{3}}.
- **Footer:** RichAutomate · Reply STOP to opt out
- **Buttons:** [Quick Reply · Accept] [URL · Cancel anyway]
- **Compliance:** CP (E-Comm) Rules — cancellation cannot be hidden behind retention.
- **Approval likelihood:** MEDIUM

### T76 · Skip this week
- **Category:** UTILITY
- **Language:** en (hi/mr/ta/te/kn/ml/bn/gu available via Bhashini)
- **Variables:** {{1}}=name, {{2}}=cycle_date, {{3}}=manage_url
- **Header:** TEXT
- **Body:**
> {{1}}, want to skip {{2}}? Decide before midnight: {{3}}. No questions asked.
- **Footer:** RichAutomate · Reply STOP to opt out
- **Buttons:** [Quick Reply · Skip] [Quick Reply · Keep this one]
- **Compliance:** RBI e-Mandate skip flexibility; DPDP Sec 7(a).
- **Approval likelihood:** HIGH

### T77 · Pause / resume
- **Category:** UTILITY
- **Language:** en (hi/mr/ta/te/kn/ml/bn/gu available via Bhashini)
- **Variables:** {{1}}=name, {{2}}=action, {{3}}=resume_date
- **Header:** TEXT
- **Body:**
> {{1}}, subscription is now {{2}}. Auto-resume: {{3}}. Change anytime — no fee.
- **Footer:** RichAutomate · Reply STOP to opt out
- **Buttons:** [URL · Manage]
- **Compliance:** CP (E-Comm) Rules 2020; RBI e-mandate suspension.
- **Approval likelihood:** HIGH

### T78 · Swap flavor / SKU
- **Category:** UTILITY
- **Language:** en (hi/mr/ta/te/kn/ml/bn/gu available via Bhashini)
- **Variables:** {{1}}=name, {{2}}=current_sku, {{3}}=swap_url
- **Header:** TEXT
- **Body:**
> {{1}}, swap {{2}} for a different flavor before cut-off: {{3}}. Price stays the same.
- **Footer:** RichAutomate · Reply STOP to opt out
- **Buttons:** [URL · Swap]
- **Compliance:** FSSAI ingredient/allergen list shown on swap page; ASCI accuracy.
- **Approval likelihood:** HIGH

### T79 · Refer a friend (sub)
- **Category:** MARKETING
- **Language:** en (hi/mr/ta/te/kn/ml/bn/gu available via Bhashini)
- **Variables:** {{1}}=name, {{2}}=reward_amount, {{3}}=referral_url
- **Header:** TEXT
- **Body:**
> {{1}}, refer a friend — both of you get ₹{{2}} credit when their first box ships. Share: {{3}}.
- **Footer:** RichAutomate · Reply STOP to opt out
- **Buttons:** [URL · Share link]
- **Compliance:** CP (E-Comm) Rules 2020 — terms transparent.
- **Approval likelihood:** MEDIUM

### T80 · Review request (sub)
- **Category:** MARKETING
- **Language:** en (hi/mr/ta/te/kn/ml/bn/gu available via Bhashini)
- **Variables:** {{1}}=name, {{2}}=cycle_name, {{3}}=review_url
- **Header:** TEXT
- **Body:**
> {{1}}, finished your {{2}} box? Quick 30-sec review here: {{3}}. We read every single one before next batch.
- **Footer:** RichAutomate · Reply STOP to opt out
- **Buttons:** [URL · Review]
- **Compliance:** BIS IS 19000:2022 online reviews; ASCI accuracy.
- **Approval likelihood:** HIGH

---

## Category 9 · Mobility / Cab / EV (10 templates)

### T81 · Driver onboarded
- **Category:** UTILITY
- **Language:** en (hi/mr/ta/te/kn/ml/bn/gu available via Bhashini)
- **Variables:** {{1}}=driver_name, {{2}}=fleet_name, {{3}}=app_url
- **Header:** TEXT
- **Body:**
> Welcome {{1}}, you are onboarded with {{2}}. Download the partner app: {{3}}. KYC + vehicle docs already verified.
- **Footer:** RichAutomate · Reply STOP to opt out
- **Buttons:** [URL · Open app]
- **Compliance:** Motor Vehicles Aggregator Guidelines 2020; DPDP Sec 7(a).
- **Approval likelihood:** HIGH

### T82 · Trip started
- **Category:** UTILITY
- **Language:** en (hi/mr/ta/te/kn/ml/bn/gu available via Bhashini)
- **Variables:** {{1}}=rider_name, {{2}}=driver_name, {{3}}=trip_url
- **Header:** TEXT
- **Body:**
> {{1}}, trip started with {{2}}. Share live ride: {{3}}. Press SOS in app for emergencies.
- **Footer:** RichAutomate · Reply STOP to opt out
- **Buttons:** [URL · Share ride] [Quick Reply · SOS]
- **Compliance:** MV Aggregator Guidelines 2020; women-safety SOS mandatory.
- **Approval likelihood:** HIGH

### T83 · Trip ended + fare
- **Category:** UTILITY
- **Language:** en (hi/mr/ta/te/kn/ml/bn/gu available via Bhashini)
- **Variables:** {{1}}=name, {{2}}=fare_amount, {{3}}=receipt_url
- **Header:** TEXT
- **Body:**
> {{1}}, trip ended. Fare ₹{{2}}. GST invoice: {{3}}. Rate your driver to keep the platform clean.
- **Footer:** RichAutomate · Reply STOP to opt out
- **Buttons:** [Quick Reply · Rate driver] [URL · Invoice]
- **Compliance:** CGST Act 2017; MV Aggregator Guidelines surge-cap disclosure on app.
- **Approval likelihood:** HIGH

### T84 · Payment received
- **Category:** UTILITY
- **Language:** en (hi/mr/ta/te/kn/ml/bn/gu available via Bhashini)
- **Variables:** {{1}}=name, {{2}}=amount, {{3}}=mode
- **Header:** TEXT
- **Body:**
> {{1}}, payment of ₹{{2}} received via {{3}}. Receipt is auto-emailed and on the app.
- **Footer:** RichAutomate · Reply STOP to opt out
- **Buttons:** [URL · Receipt]
- **Compliance:** RBI Payment Aggregator guidelines; receipt issuance under CP Act 2019.
- **Approval likelihood:** HIGH

### T85 · Panic / SOS ack
- **Category:** UTILITY
- **Language:** en (hi/mr/ta/te/kn/ml/bn/gu available via Bhashini)
- **Variables:** {{1}}=name, {{2}}=case_id, {{3}}=hotline
- **Header:** TEXT
- **Body:**
> {{1}}, SOS received. Case {{2}}. We are tracking the vehicle live. Hotline: {{3}}. Police informed if location triggers it.
- **Footer:** RichAutomate · Reply STOP to opt out
- **Buttons:** [Phone · Hotline] [Quick Reply · Talk to safety team]
- **Compliance:** MV Aggregator Guidelines 2020 women-safety SOP; 112 escalation path on file.
- **Approval likelihood:** HIGH

### T86 · Grievance acknowledgement (mobility)
- **Category:** UTILITY
- **Language:** en (hi/mr/ta/te/kn/ml/bn/gu available via Bhashini)
- **Variables:** {{1}}=name, {{2}}=ticket_id, {{3}}=sla_hours
- **Header:** TEXT
- **Body:**
> {{1}}, complaint {{2}} is logged. SLA {{3}} hours per MV Aggregator Rules. GRO contact in next reply.
- **Footer:** RichAutomate · Reply STOP to opt out
- **Buttons:** [URL · Track ticket]
- **Compliance:** MV Aggregator Guidelines 2020 Sec 11.
- **Approval likelihood:** HIGH

### T87 · Charging session start
- **Category:** UTILITY
- **Language:** en (hi/mr/ta/te/kn/ml/bn/gu available via Bhashini)
- **Variables:** {{1}}=name, {{2}}=station_name, {{3}}=session_url
- **Header:** TEXT
- **Body:**
> {{1}}, charging started at {{2}}. Live kWh + cost: {{3}}. We will ping at 80% if you set the cap.
- **Footer:** RichAutomate · Reply STOP to opt out
- **Buttons:** [URL · Live session] [Quick Reply · Stop charging]
- **Compliance:** Bureau of Energy Efficiency EV Charging Standards 2024.
- **Approval likelihood:** HIGH

### T88 · Battery swap ready
- **Category:** UTILITY
- **Language:** en (hi/mr/ta/te/kn/ml/bn/gu available via Bhashini)
- **Variables:** {{1}}=name, {{2}}=station_name, {{3}}=hold_minutes
- **Header:** TEXT
- **Body:**
> {{1}}, swap ready at {{2}}. Held for {{3}} min. Show this chat at the kiosk QR — no app login needed.
- **Footer:** RichAutomate · Reply STOP to opt out
- **Buttons:** [URL · Station map]
- **Compliance:** BEE Battery Swap Policy draft 2023; AIS-156 phase-2 safety standards.
- **Approval likelihood:** HIGH

### T89 · KMI mileage update
- **Category:** UTILITY
- **Language:** en (hi/mr/ta/te/kn/ml/bn/gu available via Bhashini)
- **Variables:** {{1}}=name, {{2}}=kmi_value, {{3}}=service_url
- **Header:** TEXT
- **Body:**
> {{1}}, vehicle KMI now {{2}}. Periodic service window is open: {{3}}. Pre-book to avoid the festival rush.
- **Footer:** RichAutomate · Reply STOP to opt out
- **Buttons:** [URL · Book service]
- **Compliance:** ARAI service-interval norms; CP Act 2019.
- **Approval likelihood:** HIGH

### T90 · Insurance renewal (mobility)
- **Category:** UTILITY
- **Language:** en (hi/mr/ta/te/kn/ml/bn/gu available via Bhashini)
- **Variables:** {{1}}=name, {{2}}=policy_no, {{3}}=expiry_date
- **Header:** TEXT
- **Body:**
> {{1}}, policy {{2}} expires on {{3}}. Driving uninsured is a Motor Vehicles Act Sec 196 offence. Renew in 2 minutes.
- **Footer:** RichAutomate · Reply STOP to opt out
- **Buttons:** [URL · Renew] [Quick Reply · Already done]
- **Compliance:** IRDAI Motor Insurance Regulations; MV Act 1988 Sec 146.
- **Approval likelihood:** HIGH

---

## Category 10 · Agritech / FPO (10 templates)

### T91 · Mandi price ticker
- **Category:** UTILITY
- **Language:** en (hi/mr/ta/te/kn/ml/bn/gu available via Bhashini)
- **Variables:** {{1}}=farmer_name, {{2}}=crop_name, {{3}}=mandi_price
- **Header:** TEXT
- **Body:**
> {{1}}, today's modal price of {{2}} at your nearest mandi is ₹{{3}}/qtl. Sell-or-hold tip in next reply.
- **Footer:** RichAutomate · Reply STOP to opt out
- **Buttons:** [Quick Reply · Sell tip] [URL · Mandi map]
- **Compliance:** AGMARKNET data attribution; ASCI no false price claim.
- **Approval likelihood:** HIGH

### T92 · Weather alert
- **Category:** UTILITY
- **Language:** en (hi/mr/ta/te/kn/ml/bn/gu available via Bhashini)
- **Variables:** {{1}}=name, {{2}}=alert_type, {{3}}=advisory_url
- **Header:** TEXT
- **Body:**
> {{1}}, IMD has issued a {{2}} alert for your block. Crop-protection steps: {{3}}. Stay safe.
- **Footer:** RichAutomate · Reply STOP to opt out
- **Buttons:** [URL · Advisory]
- **Compliance:** IMD data attribution under MoES OGD policy.
- **Approval likelihood:** HIGH

### T93 · Sowing advisory
- **Category:** UTILITY
- **Language:** en (hi/mr/ta/te/kn/ml/bn/gu available via Bhashini)
- **Variables:** {{1}}=name, {{2}}=crop_name, {{3}}=advisory_url
- **Header:** TEXT
- **Body:**
> {{1}}, ICAR window for {{2}} sowing opens this week. Seed, spacing and seed-treatment: {{3}}.
- **Footer:** RichAutomate · Reply STOP to opt out
- **Buttons:** [URL · Advisory]
- **Compliance:** ICAR / KVK advisory; Insecticides Act 1968 safety.
- **Approval likelihood:** HIGH

### T94 · PMFBY claim status
- **Category:** UTILITY
- **Language:** en (hi/mr/ta/te/kn/ml/bn/gu available via Bhashini)
- **Variables:** {{1}}=name, {{2}}=application_id, {{3}}=status
- **Header:** TEXT
- **Body:**
> {{1}}, your PMFBY claim {{2}} is currently {{3}}. CSC / district office assistance on request — reply HELP.
- **Footer:** RichAutomate · Reply STOP to opt out
- **Buttons:** [Quick Reply · Help] [URL · Claim portal]
- **Compliance:** Pradhan Mantri Fasal Bima Yojana operational guidelines 2024; IRDAI crop insurance norms.
- **Approval likelihood:** HIGH

### T95 · KCC top-up offer
- **Category:** MARKETING
- **Language:** en (hi/mr/ta/te/kn/ml/bn/gu available via Bhashini)
- **Variables:** {{1}}=name, {{2}}=eligible_amount, {{3}}=apply_url
- **Header:** TEXT
- **Body:**
> {{1}}, basis your last 3 KCC cycles you may be eligible for a ₹{{2}} top-up at subvented rate. Check: {{3}}. T&C apply.
- **Footer:** RichAutomate · Reply STOP to opt out
- **Buttons:** [URL · Check eligibility] [Quick Reply · Talk to BC]
- **Compliance:** RBI Master Direction PSL 2024; Interest Subvention Scheme rules.
- **Approval likelihood:** MEDIUM

### T96 · KCC renewal (agri)
- **Category:** UTILITY
- **Language:** en (hi/mr/ta/te/kn/ml/bn/gu available via Bhashini)
- **Variables:** {{1}}=name, {{2}}=limit_amount, {{3}}=renewal_url
- **Header:** TEXT
- **Body:**
> {{1}}, KCC limit ₹{{2}} is due for annual renewal. Aadhaar e-sign in 3 minutes: {{3}}. Interest subvention continues.
- **Footer:** RichAutomate · Reply STOP to opt out
- **Buttons:** [URL · Renew]
- **Compliance:** RBI Master Direction PSL 2024; PMKMY rules.
- **Approval likelihood:** HIGH

### T97 · Post-harvest advisory
- **Category:** UTILITY
- **Language:** en (hi/mr/ta/te/kn/ml/bn/gu available via Bhashini)
- **Variables:** {{1}}=name, {{2}}=crop_name, {{3}}=advisory_url
- **Header:** TEXT
- **Body:**
> {{1}}, post-harvest checklist for {{2}} — drying, storage and pest control: {{3}}. Warehouse receipt finance option available.
- **Footer:** RichAutomate · Reply STOP to opt out
- **Buttons:** [URL · Checklist] [Quick Reply · WRF info]
- **Compliance:** WDRA (Warehousing Development) Act 2007; ICAR storage norms.
- **Approval likelihood:** HIGH

### T98 · RTGS payout
- **Category:** UTILITY
- **Language:** en (hi/mr/ta/te/kn/ml/bn/gu available via Bhashini)
- **Variables:** {{1}}=name, {{2}}=amount, {{3}}=utr_number
- **Header:** TEXT
- **Body:**
> {{1}}, ₹{{2}} credited via RTGS. UTR {{3}}. Procurement against last week's quintals — full slip on app.
- **Footer:** RichAutomate · Reply STOP to opt out
- **Buttons:** [URL · Slip]
- **Compliance:** RBI RTGS settlement rules; FPO procurement transparency under MoA guidelines.
- **Approval likelihood:** HIGH

### T99 · FPO broadcast
- **Category:** UTILITY
- **Language:** en (hi/mr/ta/te/kn/ml/bn/gu available via Bhashini)
- **Variables:** {{1}}=member_name, {{2}}=meeting_topic, {{3}}=details_url
- **Header:** TEXT
- **Body:**
> {{1}}, FPO meeting on {{2}} this Saturday. Agenda + venue: {{3}}. Quorum needs your presence.
- **Footer:** RichAutomate · Reply STOP to opt out
- **Buttons:** [URL · Details]
- **Compliance:** Companies Act 2013 producer-company provisions; FPO bylaws.
- **Approval likelihood:** HIGH

### T100 · Soil health card
- **Category:** UTILITY
- **Language:** en (hi/mr/ta/te/kn/ml/bn/gu available via Bhashini)
- **Variables:** {{1}}=name, {{2}}=plot_id, {{3}}=card_url
- **Header:** DOCUMENT
- **Body:**
> {{1}}, soil health card for plot {{2}} is ready. NPK + micronutrient + lime advisory: {{3}}. Free, no charges.
- **Footer:** RichAutomate · Reply STOP to opt out
- **Buttons:** [URL · Download card]
- **Compliance:** Soil Health Card Scheme guidelines, MoA&FW 2024.
- **Approval likelihood:** HIGH

---

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